- Raise the deductible for your collision coverage.
- Shop around. Not all insurance companies charge the same
premium for the same coverage. One of my secretaries changed her
insurance company and, with one phone call, cut her insurance
premium by 40%. You shop around for good deals on food, clothes,
and automobiles. Call Erie, State Farm, Allstate, GEICO, and a few
others and you will be shocked at the difference in rates. It
doesn't matter which company you have. They will all defend you if
you are sued, and they will all fight you if you sue them.